Resume

I bring a rare combination of deep technical training, financial-market infrastructure experience, client-facing finance experience, and hands-on financial regulatory compliance execution.

I began with a strong foundation in mathematics, analytics, and computer science in India, where I ranked 668 nationally in the Joint Entrance Examination and joined IIT Kharagpur for a dual degree in Computer Science and Engineering. I later completed a Master of Science in Operations Research at Columbia University, with a focus on data analytics and financial applications, and an MBA from Columbia Business School focused on finance and product management.

Across Bloomberg, Bank of America, and entrepreneurial work, I have worked at the intersection of data, financial systems, product execution, and business strategy. I am especially interested in how financial institutions can translate regulation, risk, and operational ambiguity into scalable product, data, and governance systems.

My strongest professional fit is not as a pure engineer, pure banker, or pure compliance professional. It is as a business-technical operator who can translate risk, regulation, product requirements, market structure, and ambiguous business needs into scalable systems and operating models.

That combination is especially relevant now. Financial institutions are modernizing compliance programs, integrating AI, responding to faster payment rails, and preparing for broader digital-asset adoption. These shifts require people who understand data systems, financial products, regulatory expectations, product ownership, and business execution at the same time.

My background across IIT computer science, Columbia operations research, Bloomberg financial-data infrastructure, Columbia Business School, Bank of America investment banking, and sanctions compliance gives me that bridge.

I currently work within Global Financial Crimes compliance, with a focus on economic sanctions, technology oversight, regulatory remediation, product ownership, project management, and control execution. This work sits close to national security because sanctions programs are one of the primary ways financial institutions help implement U.S. economic and foreign-policy restrictions in practice.

My work has involved consent-order-related requirements, change management, lookback analysis, and ongoing monthly monitoring routines. I help coordinate across senior stakeholders, junior team members, control partners, technology teams, and business stakeholders to move complex regulatory and technology initiatives from ambiguity into structured execution.

In practice, this means translating regulatory expectations, risk issues, data gaps, and technology dependencies into project plans, governance routines, documentation, and repeatable operating processes. I have taken ownership of multiple projects, coordinated work across teams, and built a reputation for being able to connect technical detail with business and compliance judgment.

The core challenge is not simply identifying risk; it is building systems that remain complete, reliable, explainable, and defensible as data, models, payment rails, and platforms change.

Prior to joining financial crimes, I worked in investment banking, focused on emerging-growth and regional middle-market coverage. The team advised companies with meaningful growth ambitions and complex financing, strategic, and market-positioning needs.

I worked on financial modeling, investor presentations, market update materials, internal approval memos, and client-facing transaction materials. My work included valuation, operating models, three-statement models, debt and equity financing analysis, and strategic materials for senior bankers and clients.

I also worked directly with senior bankers, junior team members, and C-suite executives, particularly CEOs and CFOs of middle-market companies. That experience sharpened my ability to explain complex financial issues clearly, manage demanding processes, and connect analysis to business decisions.

During this period, I passed the SIE, Series 63, and Series 79 qualification exams.

At Bloomberg, I worked across structured products, collateral data, cashflow modeling, ETL automation, and ownership analytics. This experience gave me a deep understanding of financial data infrastructure and the importance of reliable data pipelines in markets where accuracy directly affects pricing, transparency, and risk decisions.

I began as a cashflow modeler in the structured-products and mortgage-backed securities space, where I used Python and internal tools to model cashflows and validate financial data for structured products. I later became a software engineer and senior software engineer in structured-products collateral, focusing on ETL processes for agency and non-agency asset-backed securities, including RMBS, CMBS, credit-card assets, and related collateral data.

In 2020, I moved internally into the Investor Ownership team, a more technical full-stack role involving C++, backend systems, and frontend responsibilities. That work exposed me to ownership data, investor holdings, regulatory intelligence, and market-transparency systems.

The Bloomberg experience remains central to my professional identity: it taught me how financial systems depend on data quality, automation, validation, and scalable infrastructure. Those lessons now directly inform my work in sanctions, AML, and compliance governance.

I co-founded FullOnWedding, an online wedding-planning platform connecting couples with wedding professionals. The platform scaled into a large operational marketplace before being acquired by OYO.

As co-founder and CTO, I worked on product design, data collection, analytics, recommendation logic, platform performance, and team building. The experience taught me how to build under uncertainty, manage product-market ambiguity, and convert fragmented offline workflows into a digital operating system.

This startup experience is important to my current profile because it adds an operator’s perspective. I do not see technology only as code; I see it as a way to organize decisions, incentives, workflows, and trust.

After graduating from IIT Kharagpur, I joined Flipkart, one of India’s leading e-commerce companies, as a graduate management trainee. Rather than starting as a conventional software engineer, I chose a business-facing role in business development and content management.

I worked across data analysis, catalog operations, warehouse coordination, and senior-management reporting. This early role helped me understand how technology companies operate at scale, especially when business processes, data quality, and execution discipline must work together.

My current research and public writing focus on global financial crime, sanctions, AML governance, AI-enabled fraud, stablecoins, tokenization, economic statecraft, and the role of financial infrastructure in national security.

The broader theme is simple: modern financial systems are no longer just commercial infrastructure. They are also governance systems, enforcement systems, and increasingly, national-security systems. My work studies how these systems can remain reliable, explainable, and resilient as finance becomes more digital, automated, and globally connected.

View Research →